The Magnificent 7, AI, and Concentration Risk
The challenge facing investors today isn’t whether artificial intelligence will transform the economy, but how to maintain portfolio balance as the market climbs to new all-time highs. While it’s tempting to focus exclusively on companies that have performed well recently, investing for long-term goals requires a thoughtful approach to both growth and risk management. Mega-cap […]
Implementing Efficient Systems and Processes
Let’s talk about something that can truly transform your business: implementing efficient systems and processes. It might not sound like the most exciting topic, but trust me, it’s the secret sauce that can take your company from good to great. Why Bother with Systems and Processes? You might be wondering, “Why should I […]
Monthly Market Update for July: Market All-Time Highs Amid a Noisy Period
The S&P 500 notched ten new all-time highs in July, fueled by strong corporate earnings, resilient economic data, and new trade deals ahead of the tariff deadline. This included six consecutive record closes in the second half of the month, all of which contributed to year-to-date gains of 7.8% for the S&P 500. However, market […]
Trump Accounts: A Personal Look at America’s New Baby Savings Plan
Imagine your child turning 18 with a six-figure investment account waiting for them—money they can use to buy a first home, start a business, or pay for college. That’s the vision behind Trump Accounts, a new government-backed savings program launched under the One Big Beautiful Bill Act signed into law in July 2025. […]
What Corporate Earnings Reveal About Tariffs
While investors always look to corporate earnings for clues about how businesses are performing, the current earnings season arguably carries greater importance due to tariffs. Although major stock market indices have reached new all-time highs as trade tensions have stabilized, there is still uncertainty as to how tariffs might affect consumers and businesses. Fortunately, new […]
College Savings Plan Options
Paying for college is one of the biggest financial challenges many families face — but it doesn’t have to be overwhelming. Whether your child is still in diapers or already choosing between colleges, the earlier you start saving, the more prepared you’ll be. Fortunately, there are several smart, tax-advantaged savings options that seek to help […]
The Fed and Politics: What Investors Should Know
Recent tensions between the White House and Federal Reserve have brought the topic of Fed independence into focus. This is because there can be a natural friction between elected officials and the Fed, since they each have unique goals and incentives. For instance, the President and Congress often prefer lower interest rates to spur economic […]
Streamlining Operations to Make Your Business More Attractive
In the competitive landscape of today’s business world, operational efficiency can be a game-changer. When it comes to selling your business, streamlined operations not only enhance productivity but also significantly increase your company’s attractiveness to potential buyers. Let’s explore how you can streamline your operations and why it matters. Why Streamlining Matters Streamlining operations […]
What the “One Big Beautiful Bill” Means for Investors
After months of negotiations, a new tax and spending bill was approved by Congress and signed into law by President Trump on July 4. This new budget is far-reaching, including making many parts of the Tax Cuts and Jobs Act permanent, raising state and local tax exemptions, extending the estate tax limits, and much more. […]
Evaluating Risk Tolerance and Investment Objectives
Understanding Risk Tolerance Risk tolerance refers to the degree of variability in investment returns that an individual is willing to withstand. This concept is both psychological and financial in nature and should be assessed carefully. Factors That Influence Risk Tolerance: Time Horizon Long-Term (10+ years): Can typically withstand more market volatility and consider riskier […]