4 Financial Planning Strategies during a Market Downturn

Vertex Planning Partners / Investing, Planning, Retirement, Tax Changes / May 7, 2020

During periods of market volatility, it is very normal to pay close attention to your portfolio while putting other aspects of your financial life on hold.  However, there are many important planning items that should not be overlooked during these times.  Here are a four planning ideas that can be implemented during market downturns that […]

Read More »

3 Wealth Transfer Strategies to Help with Changes to the “Stretch IRA”

Vertex Planning Partners / Estate Planning, Planning, Retirement, Tax Changes / March 13, 2020

Since the passing of the SECURE Act, many account holders of IRAs are concerned for the tax burden on their heirs since the abandonment of the so-called “Stretch IRA.” Below we highlight 3 potential wealth transfer planning opportunities that we may discuss with our clients: Life Insurance Due to the loss of the ‘stretch’, it […]

Read More »

Security Checks: Tips for Securing Your Online Transactions

Vertex Planning Partners / Resources / February 6, 2020

As technology continues to evolve, so too have the skills of cyber-criminals, who have honed their abilities to break through firewalls, stealing valuable personal data and funds. What steps might you consider to help secure your valuable personal and financial data when banking online? Consider the following tips as important baseline checks. Connect with caution. […]

Read More »

Investing During An Outbreak

Vertex Planning Partners / Investing, Planning / February 6, 2020

Over the past weeks, the world has been hit with terrifying news, a viral outbreak has inflected almost 25,000 people, killing at least 490 people. The United States imposed travel restrictions on movements to and from China, and even China has closed transportation of Wuhan, a city of 11 million people. For comparison, consider the […]

Read More »

The SECURE Act: What It Is and How It Will Impact Retirement

Vertex Planning Partners / Planning, Resources, Retirement, Tax Changes / January 14, 2020

The Setting Every Community Up for Retirement Enhancement (SECURE) Act, passed in December 2019, includes many bi-partisan reforms that increase access to workplace plans and expand retirement savings. The retirement legislation includes policy changes that will impact defined contribution (DC) plans, defined benefit (DB) plans, individual retirement accounts (IRAs) and 529 plans. Below are two […]

Read More »

Identity Theft and Taxes

Vertex Planning Partners / Investing, Planning / January 10, 2020

Identity theft is one of the fastest growing crimes in America affecting millions of unsuspecting individuals each year. A dishonest person who has your Social Security number can use it to obtain tax and other financial and personal information about you. Identity thieves can get your Social Security number by: Stealing wallets, purses, and your […]

Read More »


Vertex Planning Partners / Investing, Planning, Tax Changes / December 9, 2019

Most investors are aware of the importance of diversification, and as a rule diversification across asset classes (stock & bonds) helps to reduce risk.  After years like 2019 it can be especially important to not let risky assets drift out of range (become a larger portion of a portfolio) since as a portfolio grows in […]

Read More »

Make A Dream, A Reality

Vertex Planning Partners / Planning, Retirement / November 11, 2019

Retiring Abroad? Have you Imagined it? Are you considering it? It’s a pretty exciting dream that a lot of us think about, but, could it really be a reality? Yes. With good planning and a smart look at your current financial view, retirement abroad has become a “real” reality for many of our clients. What […]

Read More »

How Inflation Threatens Retirees

Vertex Planning Partners / Planning, Retirement / October 10, 2019

Its effect is subtle, yet significant. In retirement, you face a quiet financial threat. Over time, inflation may erode your purchasing power. Even mild inflation eventually reduces the value of a dollar. If consumer prices rise just 2% a year for the next 25 years, $50,000 will buy the equivalent of $30,477 by the end […]

Read More »

Paying for College 101 Video

Vertex Planning Partners / Planning / September 12, 2019

Today, a college education costs more than ever. But there are ways to make it more affordable. This video offers tips and information that can help you fund higher education for your family.

Read More »